Harveo by Jacob Adam | Professional Mortgage Expert

Professional Financial Services for Expats in Poland – 100% in English

Comprehensive and individually tailored full guidance in Mortgage and Cash Loans 

What will you get?

Free consultation and 0% commission
They will guide you through every step of the process from the very first concept meeting to the notary including the addition of taking care of your safety.

Benefit from a free consultation service followed by a A-Z  loan process with 0% of commission. This free, no-obligation session includes a detailed analysis of your financial situation, helping you find the best solution to suit your needs by comparing banks and their offers.

They will present the whole loan procedure to you in a transparent way, making the mortgage a pleasant experience rather than a stressful one.

The whole process of obtaining a mortgage is always free of charge – the banks have special marketing funds to cover commission of experts and you receive an identical offer, like you would get directly on the bank’s website or in a branch. However, having an experienced,  independent expert on your side is inestimable.

Individually tailored concept and solutions for you
Their Team offers individually tailored solutions to help you navigate your financial path in Poland. Whether you are looking for a mortgage or a cash loan, they provide personalized plans that meet your specific requirements.

Their approach includes knowledge of all the documentation involved in the entire process, so they can reach a decision in as little as a few days and you increase your chances of a positive decision by up to 99%! In addition, they can direct you straight to the best appraisers, sworn translators and notaries in the city.

Reduce interest rate and cut % rate of your current mortgage

You have the right to benefit from lower interest rates when they occur, even though you have signed a fixed interest rate contract for 5 years, you can change the bank immediately to save your money.

Currently, you can lower your interest rate by up to 2-3 p.p. as hundreds of customers have done, and it can lead you to significant savings by transferring from your current bank to another on more favorable terms. 

Harveo Team specializes in optimizing mortgages to ensure you get the best possible rates. By focusing on interest rate reductions, they help you minimize all costs. They will review your contract and tailor an individual action plan of refinancing.

They record educational content and webinars in English

   YouTube Channel

    Guide for Expats Blog

Why Expats rank Harveo at 5 stars? 

• Outstanding Reputation, Quality, Professionalism – they focus on quality, trust, and long-term cooperation with their clients.
• 100% Expats Oriented Services – considered the best experts by the expat community in Poland.
• 16 Years of Experience in Mortgages – benefit from their extensive experience in the market.
• 100% English-speaking Advisors– their services are fully available in English for your convenience.
• 26 Banks in Offer – they will compare for you a wide range of options to find the best fit for your needs.

    Check their Google Reviews Business Profile:  ⭐️⭐️⭐️⭐️⭐️

Harveo - Doradca Kredytowy Kraków - Specialized in Expats - Kredyt Hipoteczny Kraków by Jacob Adam

5.0

Based on 302 reviews

review us on

Michał Gędłek

15:26 05 Aug 24

I can recommend Harveo with a clear conscience! We worked together on refinancing the loan and the entire team showed full professionalism, competence and support throughout the entire process, both substantive and handling various matters on my behalf, which is undoubtedly a very big advantage and time saving 🙂 Agnieszka, who led the entire process, really did a great job. great job! Congratulations to Jakub for gathering such a good team and individual approach to the client! I hope that further cooperation will also be at the same level and if refinancing, only with Harveo 🙂

Agata Król

12:02 16 Jul 24

I highly recommend Harveo, you can handle the matter quickly and efficiently, without asking for contact. If you care about time and a professional approach to the customer, this is definitely the company for you!

A B

23:15 12 Jul 24

Seweryn assisted us and explained each step with patience and professionalism! Me and my husband had a smooth and wonderful experience. We highly recommend Harveo to anyone seeking to re/organize their finances.

Marcin Król

19:18 12 Jul 24

Justyna B.

18:56 12 Jul 24

Working with Harveo and especially with Mrs. Karolina was a pure pleasure. Everything was clearly explained, help and advice at the highest level. We highly recommend it!

Sarathi Bagchi

08:17 04 Jun 24

Harveo was very dedicated in delivering their service to help me apply for mortgage and secure a positive decision.They have always exhibited thorough professionalism. They have always been accessible for answering any queries and assisted on every step of the process.Thoroughly satisfied. Highly recommended.All my future referrals goes to them.

Enrique Lopez Nuñez

16:05 24 May 24

I can say only good things about my experience with Harveo, Jacob but specially Gabriela's attention to each step of getting my apartment. they pay attention to the most minimum detail with the only aim to get the best for you and with the sole purpose of you getting the apartment you want, reviewing every step of the process and making sure you understand every part of what you need to do and where do you need to be,. i got my place from a second market and the conversations with the realstate agent were followed by Gabriela at each stage, for which I'm incredibly grateful. She went waay above my expectations, from the bank to the court and the mortgage application to the bank. Also bring legal and interpreter expert to the table just to make sure I was completely aware of what i was signing, since a mortgage is not a 5cent deal,.. I would completely recommend Harveo financial advisory to my friends, colleagues and acquaintances, specially from Gabriela,. I did not buy an apartment from their listing but that never was an imposing task for them, they were always willing to go one step forward and taking care for their clients and their interests.

Sviatoslav Polishchuk

10:06 21 May 24

I would really like to share my amazing experience with broker Karolina. From the beginning until the end of the mortgage process she helped me a lot, extremely patiently answering all my questions - and there were a lot since I am not a Polish citizen. Always quick responce, always polite and very proactive. Whole complicated process was done as quick as possible with a lot of care, I have exclusively positive emotions. Very recommend!

Tom V (TomV)

17:03 27 Feb 24

I am blown away by the expertise, patience, communication skills and general professionalism of Harveo. Buying a property can be a complex and stressful process. Their top class agent Seweryn has shown nothing but understanding and outstanding advice. Highly recommended!

Schedule a meeting in one of Harveo’s Kraków, Warsaw, Wroclaw, Katowice, or Gdansk branches.
They also operate nationwide online and offer in-person meetings by appointment in smaller cities as well.

Discover the 5 Harveo Brands

• Harveo Finance
• Harveo Real Estate
• Harveo Creative
• Jacob Adam – Consulting & Workshops
• QuickTrip Group 

More information about all brands at www.harveo.com

Contact us for a Free Consultation

   +48 12 352 12 12

   WhatsApp: +48 784 640 360

   Contact Form

    www.harveofinance.com/eng

Call or chat. You will get an individually structured action plan according to your situation.

Check as well our Guide for Expats

Remember, our services are completely free of charge for you!